Wrongfully Denied Insurance Claims
You pay thousands of dollars each year for insurance coverage to ensure that you’re safe on the road.
- Liability coverage
- Personal injury protection
- And more
You expect that if and when you ever need coverage, the insurance company has your back.
Unfortunately, there are numerous situations in which the insurance company doesn’t uphold its end of the agreement. They wrongfully deny insurance claims for one reason or another, putting their policyholders in a difficult position. Learn why this may happen below.
They Are Focused On Their Own Profits
Insurance companies claim to look out for their policyholders and protect them in their times of need. However, when it comes down to it and individuals need to file a claim, some insurance companies care about one thing only: their own profits.
Insurance companies are large corporations. The less they have to pay out to claims, the more beneficial it is for the company itself and the employees. Some of these insurance companies will do whatever they can to protect their own bottom line.
Claims of Inadequate Coverage
In some situations, the insurance company may try and claim that the policyholder’s coverage is not adequate for the situation. This may include trying to claim that the policyholder didn’t have adequate limits, or that they did not have specific coverage.
Unfortunately, there are many individuals who may not fully understand their own policy, thus insurance companies may take advantage of this fact. It’s important to fully understand what coverage you do have and what is covered under your policy.
Let Our Experienced Firm Help
Our firm has 70 years of experience representing individuals through the insurance claims process. Any time you face a wrongful denial of your insurance claim, you should recognize that you have the right to seek the benefits you deserve.
Our San Diego personal injury lawyers are committed to you. We aim to guide you through the entire process so you are not only aware of your rights, but also that you know that you have strong legal counsel protecting those rights.